# Business settings reference - every tab explained

> What each Business Settings tab in SmartPOS Hub controls - Business, Tax, Product, Contact, Sale, POS, Purchases, Payment, System, Prefixes, Email, SMS, Reward Points, Modules.

Source: https://docs.smartposhub.com/settings/business-settings-overview/  
Last updated: 2026-10-30  
Product: SmartPOS Hub (https://smartposhub.com)

This page is the reference for **Settings › Business Settings** in SmartPOS Hub: what every tab controls and when to change it. It is for owners and managers who want to fine-tune how the system works. For the short list to fill in on day one, see [Business settings for first-time setup](https://docs.smartposhub.com/start/business-settings/).

## How the page works

- Tabs are on the left (a scrollable row on phones). Each tab starts with a short explanation.
- Tick boxes appear as switches.
- **Search** at the top right finds any setting by name and takes you to it.
- **Update Settings** in the sticky bar at the bottom saves all tabs at once. The page remembers the last tab you used.
- Permission needed: the business settings permission (owners and Admin have it).

![Business Settings with the tab list on the left and the Business tab fields on the right](https://docs.smartposhub.com/_astro/business-settings-business-tab.Dl3vkmw3.png) (web app page: `/business/settings`)
*Business Settings: tabs on the left, fields on the right, save bar at the bottom.*

## Tab by tab

### Business
Business name, start date, **Default profit percent** (suggested markup), **Currency** and **Currency Symbol Placement**, **Time zone**, **Upload Logo**, **Financial year start month**, **Stock Accounting Method** (for example FIFO), **Transaction Edit Days**, **Date Format**, **Time Format**, **Currency precision**, **Quantity precision**, and two extra business codes (**Code 1 name** / **Code 1**, for example a registration number) that can print on invoices.

### Tax
**Tax 1 Name** / **Tax 1 No.** and **Tax 2 Name** / **Tax 2 No.**: your registration numbers for invoices. **Enable inline tax in purchase and sell** lets you pick a tax per line. Rates themselves: [Tax rates](https://docs.smartposhub.com/settings/tax-rates/).

### Product
**SKU prefix**, **Enable Product Expiry** and **On Product Expiry** (what to do with expired stock), **Enable Brands**, **Enable Categories**, **Enable Sub-Categories**, **Enable Price & Tax info**, **Default Unit**, **Enable Sub Units**, **Enable Racks** / **Enable Row** / **Enable Position**, **Enable Warranty**, **Enable secondary unit** and **Is product image required?**

### Contact
**Default credit limit** for new customers. Credit sales: [Customer credit limits and advances](https://docs.smartposhub.com/selling/customer-credit-limits-and-advances/).

### Sale
**Default Sale Discount**, **Default Sale Tax**, **Sales Item Addition Method** (add a new line or increase quantity when the same item is scanned), **Amount rounding method**, **Sales price is minimum selling price**, **Allow Overselling**, **Enable Sales Order**, **Is pay term required?**, **Sales Commission Agent** and **Commission Calculation Type**, **Is commission agent required?**, **Enable payment link**.

### POS
Keyboard shortcuts for POS V1 and V2 (each labelled with the screen it works on), and switches to hide POS buttons: **Disable Multiple Pay**, **Disable Express Checkout**, **Disable Draft**, **Disable Suspend Sale**. See [POS overview](https://docs.smartposhub.com/selling/pos-overview/).

### Display Screen
**Enable Customer display screen** for a second monitor facing the customer. Design and links: **Settings › Screens & displays**. See [Devices and printers](https://docs.smartposhub.com/start/devices-and-printers/).

### Purchases
**Enable editing product price from purchase screen**, **Enable Purchase Status**, **Enable Lot number**, **Enable purchase order**, **Enable Purchase Requisition**. See [Purchases](https://docs.smartposhub.com/inventory/purchases/).

### Payment
**Cash Denominations** (for example 10, 20, 50, 100, 500), **Enable cash denomination on** (POS, closing the register…), **Enable cash denomination for payment methods**, and **Strict check** (the counted notes must match the amount).

### Dashboard
**View Stock Expiry Alert For** a number of days ahead.

### System
**Appearance** (colour theme for the whole business; see [Appearance and theme](https://docs.smartposhub.com/settings/appearance-and-theme/)), **Default datatable page entries** (rows per table page) and **Show help text**.

### Prefixes
Prefixes for document numbers: **Purchase**, **Purchase Return**, **Purchase Requisition**, **Purchase Order**, **Stock Transfer**, **Stock Adjustment**, **Sell Return**, **Expenses**, **Contacts**, payment references, **Business Location**, **Username**, **Subscription No.**, **Draft**, **Sales Order**. Sale invoice numbers come from invoice schemes instead: [Invoice and receipt settings](https://docs.smartposhub.com/settings/invoice-and-receipt-settings/).

### Email Settings
- **Use SmartPOS Hub e-mail** (recommended): nothing to set up; e-mails show your business name and **Replies go to** your address.
- **Use my own e-mail server**: send from your own address with **Host**, **Port**, **Encryption**, **Username**, **Password**, **From Address** and **From Name**.

### SMS Settings
- **Use SmartPOS Hub SMS** (recommended): nothing to set up; includes a monthly SMS allowance.
- **Use my own SMS gateway**: choose a supported provider or **Custom HTTP** (any SMS API) and enter its details.

What the messages say: [Notification templates](https://docs.smartposhub.com/settings/notification-templates/).

### Reward Point Settings
**Enable Reward Point**, the display name, how much a customer spends per point, minimum order to earn, maximum points per order, redeem value per point, minimum order and points to redeem, maximum redeem per order, and the **Reward Point expiry period**. See [Reward points](https://docs.smartposhub.com/customers/reward-points/).

### Modules
Switch features on or off for the whole business, grouped by area with a "switched on" count per group. Examples: **Purchases**, **POS**, **Stock Transfers**, **Expenses**, **Account**, **Tables**, **Modifiers**, **Kitchen**, **Bookings**, **Repair module**, **Hotel Management (HMS)**, **Gym management module**, **Manufacturing**, **Product Library**, **Website & online store**, **Mobile app**, **Offline POS**, **Gift cards**, **Shipping & delivery** and more. Each card explains the module. See [All modules](https://docs.smartposhub.com/modules/).

![Modules tab with module cards and switches grouped under Sales and stock and Restaurant, bar and bookings, with the Update Settings button at the bottom](https://docs.smartposhub.com/_astro/settings-modules-tab.CDrkgj8y.png) (web app page: `/business/settings`)
*Modules: switch on only what your business uses.*

### Custom Labels
- **Custom Payment 1** to **7**: name your own payment methods (mobile wallets, delivery apps, vouchers).
- **Custom Field 1**, **2**… in several groups (for example products, contacts, locations and users): give a field a name and it appears on that form.

## On a phone

The tabs turn into a scrollable row of chips at the top, fields stack in one column, and **Update Settings** stays at the bottom.

![Business Settings on a phone with Business, Tax and Product chips, Business Name, Start Date, Default profit percent and Currency fields and the Update Settings button](https://docs.smartposhub.com/_astro/business-settings-phone.B8WTErli.png)
*Business Settings on a phone.*

## Tips

- **Change one thing, save, test.** Many settings change what the POS does immediately for every user.
- **Write down what you changed** and when, so you can undo it if something behaves differently.
- **Ask your accountant** before changing the stock accounting method or financial year after you have started trading.

## Related pages

  - [First-time business settings](https://docs.smartposhub.com/start/business-settings/)
  - [Tax rates](https://docs.smartposhub.com/settings/tax-rates/)
  - [Invoice and receipt settings](https://docs.smartposhub.com/settings/invoice-and-receipt-settings/)
  - [Appearance and theme](https://docs.smartposhub.com/settings/appearance-and-theme/)

## Frequently asked questions

### Where is Business Settings?

In the left menu, Settings, Business Settings. Press Ctrl + K and type a setting name to jump straight to it.

### Do I have to save each tab separately?

No. One Update Settings button at the bottom saves every tab at once. The bar warns you when there are unsaved changes.

### How do I find one setting among hundreds?

Use the Search box at the top right of the page. It opens the right tab, scrolls to the field and highlights it.

### Which settings are per location instead?

Address, invoice numbering, receipt layout, price group, payment methods and auto-print are set per location under Settings, Business Locations.

### How do I add my own payment method, like a mobile wallet?

On the Custom Labels tab, rename Custom Payment 1 to 7, save, then tick the method on each location that accepts it.

### Can I use my own e-mail address to send invoices?

Yes. On Email Settings choose Use my own e-mail server and enter your mail server details. Otherwise e-mails are sent for you with your business name, and replies come back to you.

### Is SMS included?

Yes. Use SmartPOS Hub SMS includes a monthly allowance (shown on the SMS Settings tab). You can connect your own SMS gateway instead for no monthly limit from us.

### What happens to data when I switch a module off?

The module's menus and screens disappear for everyone, but its data is kept and comes back when you switch it on again.

### Why can I not see the Modules tab or a module on it?

Only users with the business settings permission see this page, and a module not in your plan is not listed. Check Settings, Package Subscription.